Read the primary source rather than the write-up and the two do not agree, so here is what is actually in it.
The trade-off is reversibility against privacy and there is no option that gives you both. Card payments are reversible and disclose the most; crypto discloses least and is irreversible, which is precisely why pressure toward it is a warning sign when it comes from a seller rather than a buyer. Escrow only means anything where the escrow agent is independent of both parties, which is rarely the case in practice.
Where I think it is weakest: the comparator does most of the work in how this gets reported, and it is not the comparator most people think they are citing.
What would genuinely help is knowing how people are thinking about the trade-off between reversibility and privacy, because you cannot have both. I have searched first, so if this is covered somewhere point me at it and I will read it.
Figures above are from the primary publication rather than the press summary. If a number here disagrees with one you have, post yours and we will work out which of us is reading a secondary source.
tommy_boulder said:The trade-off is reversibility against privacy and there is no option that gives you both.
Agreed on the substance. I would put less weight on the timescale, because two months of anything is not enough to distinguish a trend from a wobble.
tommy_boulder said:The trade-off is reversibility against privacy and there is no option that gives you both.
Pushing back on tommy_boulder here. Pushing back on the consensus forming here. Consistency is not the same as correctness, and a board that agrees with itself quickly is usually agreeing with the first person who sounded certain.
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Shop Reference StandardsShort answer first, then the reasoning. The useful move here is to separate what is established from what is widely repeated. Those two sets overlap less than the confident tone of most write-ups suggests, and the second set is where nearly all the disagreement on this board comes from.
InsuranceTom said:I would put less weight on the timescale, because two months of anything is not enough to distinguish a trend from a wobble.
Adding a me-too, because a thread of one person's experience is not much use.