I have used three payment routes and the only thing that changed with each was how much leverage I had when something went wrong.
What I actually want to know is how people are thinking about the trade-off between reversibility and privacy, because you cannot have both.
If the honest answer is that nobody knows, that is a useful answer and I would rather have it.
Short answer first, then the reasoning. The useful move here is to separate what is established from what is widely repeated. Those two sets overlap less than the confident tone of most write-ups suggests, and the second set is where nearly all the disagreement on this board comes from.
That is the short version; the long version is somebody else's post.
InsuranceTom said:The useful move here is to separate what is established from what is widely repeated.
Agreed, with the usual condition: that holds for the average and this board is a collection of individuals. A population claim and a personal prediction are different things and get quoted interchangeably.
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Shop Reference Standardsstefan_berlin said:I have used three payment routes and the only thing that changed with each was how much leverage I had when something went wrong.
This matches mine closely enough to be worth saying so out loud. Posting only so the count is not one.
From the other side of the consultation, briefly. Whatever the answer turns out to be, the method for getting there is the same: state the assumption, do the arithmetic in public, and invite the correction. That is slower than asserting, and it is the only version that survives being wrong.